ACA Marketplace plans in Connecticut

Looking for ACA marketplace health insurance in Connecticut? Here is how this coverage lane works specifically for Connecticut residents, what it costs, and how to get it.

Connecticut residents buy ACA Marketplace plans through Access Health CT. These are comprehensive plans that cover the ten essential health benefits, cannot deny you for a pre-existing condition, and are the only plans eligible for income-based premium tax credits.

Because Connecticut runs a state-based marketplace, you enroll at Access Health CT. Plans and prices are set at the county level across Connecticut's 8 counties, so two neighbors in different counties can see different options.

Connecticut expanded Medicaid, so if your income is low you may qualify for Medicaid instead of a subsidized plan — the Marketplace will tell you when you apply.

Connecticut runs a state-based marketplace (Access Health CT). Residents should enroll through Access Health CT, and plan menus are set at the county level across 8 counties.

Because Connecticut expanded Medicaid, a marketplace application may route lower-income adults to Medicaid instead of a subsidized private plan — that is usually good news for cost.

With an approximate uninsured rate near 5.5% and a population of about 3.6 million, Connecticut shoppers should re-check subsidies each year as income and household size change.

Next step

Ready to see plans available in Connecticut?

A licensed advisor can walk through the options where you live. Free, no obligation.

Get matched
  • Free
  • Licensed advisor
  • About 2 minutes
  • No obligation

Frequently asked questions

When is Open Enrollment in Connecticut?
Connecticut follows Marketplace Open Enrollment in late fall for coverage starting January 1; Access Health CT may set slightly different dates. A qualifying life event opens a Special Enrollment Period any time of year.
Are Connecticut Marketplace plans subsidized?
Yes — premium tax credits are available based on your income and household size, and many enrollees pay under $100/month.
Do I use HealthCare.gov or a state site in Connecticut?
Connecticut uses Access Health CT, its state-based marketplace — not HealthCare.gov — for enrollment and most subsidy screening.

Sources