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How we make money

Free to you. Open about the rest.

You should know who pays us, and why, before you trust a word we say. This page lists every way money reaches us.

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How we make money at a glance

01

Free to use

You never pay us. Comparing, calculators, guides and the desk are free, with no account.

02

How we’re paid

We may be paid when we connect you with a licensed advisor you asked to hear from. Some companies may pay us a referral fee if you enroll through our link. Today we have no signed referral agreements, so every company is “Listed”.

03

A conflict you should know

Our founder is also the Chief Technology Officer of MPB Health, one of the companies we list. We may earn a referral fee if you join MPB Health through our link. That’s why MPB is never part of our ranking.

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Rules we hold ourselves to

A real conflict, handled in the open.

Because our founder works at MPB Health, these rules are built into the site, not left to good intentions.

  1. Your results are ranked by code that cannot see fees, partner status or the founder relationship. An automated test fails if it ever could.
  2. MPB Health is shown only after your results, in a separate panel titled “Our founder's pick (not part of the ranking above)”.
  3. We never call MPB Health "best", "top" or number one.
  4. ACA Marketplace plans rank first when you have a health condition, are pregnant or planning, may get subsidies, take ongoing prescriptions, are 50 or older, or want guaranteed coverage.
  5. No MPB Health on our Medicare site, and none for anyone eligible for Medicare or living in Washington.
  6. MPB prices are MPB’s own published prices, with the date we checked them.

Medicare open nowACA opens Nov 1

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