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You never pay us. Comparing, calculators, guides and the desk are free, with no account.
How we make money
You should know who pays us, and why, before you trust a word we say. This page lists every way money reaches us.
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You never pay us. Comparing, calculators, guides and the desk are free, with no account.
We may be paid when we connect you with a licensed advisor you asked to hear from. Some companies may pay us a referral fee if you enroll through our link. Today we have no signed referral agreements, so every company is “Listed”.
Our founder is also the Chief Technology Officer of MPB Health, one of the companies we list. We may earn a referral fee if you join MPB Health through our link. That’s why MPB is never part of our ranking.
OLYRON HealthMatch is free to use. Money can reach us in two ways:
A fee never changes your price, and it never changes the order of our results.
Every company card carries one label, at the top, next to the company name:
| Label on the card | What it means |
|---|---|
| Partner — we earn a referral fee if you enroll | We have a signed agreement and are paid if you enroll through our link. The button uses a tracked link where the law allows it. |
| Listed — no business relationship | We have no business relationship. The button goes straight to the company with no tracking, and we earn nothing. |
| Our founder's pick (not part of the ranking above) | MPB Health only. Shown in its own panel after your results, with the full conflict disclosure above the price and button. |
Partner and Listed cards look the same and carry the same facts. A label comes from our partner records, so it changes automatically the day an agreement is signed or ends.
This is the full list of companies on OLYRON HealthMatch, what each one is, and what (if anything) it pays us. We update it whenever a relationship changes.
| Company | What it is | Relationship | What we are paid | Paid links |
|---|---|---|---|---|
| ACA Marketplace plan | Insurance (ACA) | Listed — no business relationship | Nothing. | Never. We only link straight to the company. |
| MPB Health | Membership, sharing by Zion HealthShare | Founder-affiliated. Shown only as our founder's pick, never in the ranking. | We may earn a referral fee if you enroll. The written agreement is still pending. | Only where allowed. Never for visitors in FL, MD, MT, PA, WA, or when we don't know your state. |
| Zion HealthShare | Medical cost sharing (not a ministry) | Listed — no business relationship | Nothing. | None today: no signed agreement. Direct link only. |
| Knew Health | Medical cost sharing (not a ministry) | Listed — no business relationship | Nothing. | None today: no signed agreement. Direct link only. |
| CrowdHealth | Crowdfunding (not insurance) | Listed — no business relationship | Nothing. | None today: no signed agreement. Direct link only. |
| Samaritan Ministries | Health care sharing ministry | Listed — no business relationship | Nothing. | Never. We only link straight to the company. |
| Christian Healthcare Ministries | Health care sharing ministry | Listed — no business relationship | Nothing. | Never. We only link straight to the company. |
| Medi-Share | Health care sharing ministry | Listed — no business relationship | Nothing. | Never. We only link straight to the company. |
| Altrua HealthShare | Sharing ministry (claims HCSM status) | Listed — no business relationship | Nothing. | Never. We only link straight to the company. |
| Presidio Healthcare (FortressPlan) | Licensed insurance (Texas only) | Listed — no business relationship | Nothing. | Never. We only link straight to the company. |
| Sedera | Medical cost sharing (not a ministry) | Listed — no business relationship | Nothing. | Never. We only link straight to the company. |
| Liberty HealthShare | Health care sharing ministry | Listed — no business relationship | Nothing. | Never. We only link straight to the company. |
| OneShare Health | Sharing ministry (claims HCSM status) | Listed — no business relationship | Nothing. | Never. We only link straight to the company. |
| Solidarity HealthShare | Catholic sharing ministry (claims HCSM status) | Listed — no business relationship | Nothing. | Never. We only link straight to the company. |
| Direct Primary Care (DPC) | Primary-care membership | Listed — no business relationship | Nothing. | Never. We only link straight to the company. |
Our founder is also the Chief Technology Officer of MPB Health. That is a material connection under the FTC’s Endorsement Guides, so we disclose it next to every mention of MPB Health, here, and in the footer of every page.
Olyron may earn a referral fee if you enroll (a $100-per-enrollment arrangement with MPB Health is pending a written agreement).
Your results come from a scoring function that reads only your answers and our dated facts table. It has no access to fees, partner status, tracked links or the founder relationship. An automated test fails if that ever changes.
| Signal | Weight |
|---|---|
| Fit to your stated needs | 35% |
| Expected cost for your situation | 20% |
| Protection strength | 20% |
| Track record | 15% |
| Transparency | 10% |
Options that fail a hard filter (not in your state, a faith test you decline, tobacco, age, or Medicare eligibility) are shown as unavailable with the reason, not hidden. Ties are broken alphabetically. The weights never include a fee. Read the full methodology.
Even when a company pays us, some state laws make paid referrals for health sharing risky or unlawful. In those cases the card still appears, but its button goes straight to the company with no tracking:
Colorado requires health cost-sharing programs to report the fees they pay marketers to the Colorado Division of Insurance, so any fee we receive from such a program may appear in those filings.
When you fill in our form and agree to be contacted, we pass your request to a licensed advisor so they can help you. That advisor or their agency may pay us for the introduction. You choose whether to ask for this; nothing on the site requires it. See Contact consent and Your Privacy Choices.
We also show tiles for OLYRON Labs and OwnBite, labeled “From the OLYRON family”. OLYRON Labs and OwnBite are owned by the same company as this site. We promote them here; we are not paid per signup. OLYRON Labs is educational and does not diagnose.
Email support@olyron.com and we will reply by email.

Rules we hold ourselves to
Because our founder works at MPB Health, these rules are built into the site, not left to good intentions.
Trust & legal
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