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State guides

Health insurance, state by state.

Where you enroll, who qualifies for Medicaid, and when the window closes all depend on where you live. Start with your state.

Open enrollment 2027

Deadlines differ by state.

Most states use HealthCare.gov: open enrollment runs Nov 1, 2026 to Jan 15, 2027, and you enroll by Dec 15 for coverage on January 1. States with their own exchange can set other dates.

States with different deadlines

State dates come from a secondary source (healthinsurance.org, Aug 2026). Always confirm with your state’s exchange before you rely on a date.

Open enrollment 2027

The clock, in plain sight.

Counts below are as of Sat, Oct 31, 2026. With JavaScript on, they update for today.

Medicare enrollmentOpen now37days leftEnds Mon, Dec 7, 2026. Plan changes start Jan 1.
ACA open enrollmentOpens soon1day to goOpens Sun, Nov 1, 2026 on HealthCare.gov.
For Jan 1 coverageUpcoming45daysEnroll by Tue, Dec 15, 2026.
Last day to enrollUpcoming76daysEnds Fri, Jan 15, 2027. Coverage starts Feb 1.

State dates can differ. Some states run their own exchange. Idaho ends Dec 15; Massachusetts, Virginia, California, District of Columbia, New Jersey, New York, Rhode Islandrun later. These state dates come from a secondary source, so confirm with your state’s exchange. Check your state.

Medicare help. OLYRON HealthMatch does not sell Medicare plans. For every option in your area, visit Medicare.gov or call 1-800-MEDICARE (the official line). Our sister site is OLYRON Medicare.

Dates checked Oct 15, 2026.

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