State guides
Health insurance, state by state.
Where you enroll, who qualifies for Medicaid, and when the window closes all depend on where you live. Start with your state.
Open enrollment 2027
Deadlines differ by state.
Most states use HealthCare.gov: open enrollment runs Nov 1, 2026 to Jan 15, 2027, and you enroll by Dec 15 for coverage on January 1. States with their own exchange can set other dates.
States with different deadlines
- IdahoOct 15, 2026 – Dec 15, 2026
- MassachusettsOct 23, 2026 – Jan 23, 2027
- Virginiato Jan 29, 2027
- Californiato Jan 31, 2027
- District of Columbiato Jan 31, 2027
- New Jerseyto Jan 31, 2027
- New Yorkto Jan 31, 2027
- Rhode Islandto Jan 31, 2027
- VermontConfirm with the exchange
State dates come from a secondary source (healthinsurance.org, Aug 2026). Always confirm with your state’s exchange before you rely on a date.
All 50 states + DC
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Highlighted states run their own exchange with a different deadline.
Open enrollment 2027
The clock, in plain sight.
Counts below are as of Sat, Oct 31, 2026. With JavaScript on, they update for today.
State dates can differ. Some states run their own exchange. Idaho ends Dec 15; Massachusetts, Virginia, California, District of Columbia, New Jersey, New York, Rhode Islandrun later. These state dates come from a secondary source, so confirm with your state’s exchange. Check your state.
Medicare help. OLYRON HealthMatch does not sell Medicare plans. For every option in your area, visit Medicare.gov or call 1-800-MEDICARE (the official line). Our sister site is OLYRON Medicare.
Dates checked Oct 15, 2026.

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