Health Insurance in Washington
Health insurance in Washington is available through Washington Healthplanfinder, the state-based marketplace, along with health sharing, short-term plans, Medicare, and supplemental coverage. About 6.0% of Washington's roughly 7.8 million residents are uninsured. Washington expanded Medicaid, so low-income adults may qualify for free or low-cost coverage. Prices and plan choice vary across the state's 39 counties, so where you live matters. Use the guides below to find the right lane for your situation.
Marketplace: Washington Healthplanfinder·Medicaid expansion: Adopted·Uninsured rate: ~6.0%·Counties: 39·Population: ~7.8M
Explore in Washington
- ACA Marketplace plans
Subsidy-eligible major-medical plans sold on the exchange.
- Health sharing
Member-funded medical cost sharing — not insurance.
- Short-term plans
Temporary coverage to bridge a gap — limited benefits.
- Medicare
Original Medicare, Advantage, and Medigap for 65+ and eligible.
- Medicaid
Free or low-cost coverage based on income and household.
- Dental
Standalone and bundled dental coverage options.
- Vision
Eye exams, glasses, and contacts coverage.
- Telehealth
Virtual primary and urgent care memberships.
Next step
Ready to see plans available in Washington?
A licensed advisor can walk through the options where you live. Free, no obligation.
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Frequently asked questions
- Where do I buy health insurance in Washington?
- Washington residents enroll through Washington Healthplanfinder. You can also buy off-Marketplace plans, health sharing, or supplemental coverage directly.
- Is Medicaid available in Washington?
- Yes. Because Washington expanded Medicaid, adults under a certain income may qualify regardless of family status. Eligibility is based on income and household size.
- How much does health insurance cost in Washington?
- It depends on your age, county, plan tier, and — most importantly — whether you qualify for a subsidy. Many Washington enrollees pay well under $100/month after ACA premium tax credits. Use our calculators to estimate your cost.
Sources
- HealthCare.gov — the official ACA Health Insurance Marketplace · reviewed 2026-01-15
- KFF (Kaiser Family Foundation) — health policy research · reviewed 2026-01-15
- U.S. Census Bureau — health insurance coverage data · reviewed 2026-01-15
- CMS Center for Consumer Information & Insurance Oversight (marketplace types) · reviewed 2026-01-15
- OLYRON HealthMatch editorial methodology — how we source and rate options · reviewed 2026-01-15