Health Insurance in New Mexico

Health insurance in New Mexico is available through beWellnm, the state-based marketplace, along with health sharing, short-term plans, Medicare, and supplemental coverage. About 9.5% of New Mexico's roughly 2.1 million residents are uninsured. New Mexico expanded Medicaid, so low-income adults may qualify for free or low-cost coverage. Prices and plan choice vary across the state's 33 counties, so where you live matters. Use the guides below to find the right lane for your situation.

Marketplace: beWellnm·Medicaid expansion: Adopted·Uninsured rate: ~9.5%·Counties: 33·Population: ~2.1M

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Frequently asked questions

Where do I buy health insurance in New Mexico?
New Mexico residents enroll through beWellnm. You can also buy off-Marketplace plans, health sharing, or supplemental coverage directly.
Is Medicaid available in New Mexico?
Yes. Because New Mexico expanded Medicaid, adults under a certain income may qualify regardless of family status. Eligibility is based on income and household size.
How much does health insurance cost in New Mexico?
It depends on your age, county, plan tier, and — most importantly — whether you qualify for a subsidy. Many New Mexico enrollees pay well under $100/month after ACA premium tax credits. Use our calculators to estimate your cost.

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