Health Insurance in Florida

Health insurance in Florida is available through HealthCare.gov, the federal marketplace, along with health sharing, short-term plans, Medicare, and supplemental coverage. About 11.2% of Florida's roughly 22.6 million residents are uninsured. Florida has not expanded Medicaid, which can leave a coverage gap for the lowest incomes and makes Marketplace subsidies especially important. Prices and plan choice vary across the state's 67 counties, so where you live matters. Use the guides below to find the right lane for your situation.

Marketplace: HealthCare.gov·Medicaid expansion: Not adopted·Uninsured rate: ~11.2%·Counties: 67·Population: ~22.6M

Explore in Florida

Next step

Ready to see plans available in Florida?

A licensed advisor can walk through the options where you live. Free, no obligation.

Get matched
  • Free
  • Licensed advisor
  • About 2 minutes
  • No obligation

Frequently asked questions

Where do I buy health insurance in Florida?
Florida residents enroll through HealthCare.gov (HealthCare.gov). You can also buy off-Marketplace plans, health sharing, or supplemental coverage directly.
Is Medicaid available in Florida?
Florida offers Medicaid, but has not adopted ACA expansion, so eligibility for adults is more limited. Many low-income residents rely on Marketplace subsidies instead.
How much does health insurance cost in Florida?
It depends on your age, county, plan tier, and — most importantly — whether you qualify for a subsidy. Many Florida enrollees pay well under $100/month after ACA premium tax credits. Use our calculators to estimate your cost.

Sources