Health Insurance in Rhode Island

Health insurance in Rhode Island is available through HealthSource RI, the state-based marketplace, along with health sharing, short-term plans, Medicare, and supplemental coverage. About 4.3% of Rhode Island's roughly 1.1 million residents are uninsured. Rhode Island expanded Medicaid, so low-income adults may qualify for free or low-cost coverage. Prices and plan choice vary across the state's 5 counties, so where you live matters. Use the guides below to find the right lane for your situation.

Marketplace: HealthSource RI·Medicaid expansion: Adopted·Uninsured rate: ~4.3%·Counties: 5·Population: ~1.1M

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Frequently asked questions

Where do I buy health insurance in Rhode Island?
Rhode Island residents enroll through HealthSource RI. You can also buy off-Marketplace plans, health sharing, or supplemental coverage directly.
Is Medicaid available in Rhode Island?
Yes. Because Rhode Island expanded Medicaid, adults under a certain income may qualify regardless of family status. Eligibility is based on income and household size.
How much does health insurance cost in Rhode Island?
It depends on your age, county, plan tier, and — most importantly — whether you qualify for a subsidy. Many Rhode Island enrollees pay well under $100/month after ACA premium tax credits. Use our calculators to estimate your cost.

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