Rhode Island · Medicaid
Medicaid in Rhode Island
Looking for Medicaid eligibility in Rhode Island? Here is how this coverage lane works specifically for Rhode Island residents, what it costs, and how to get it.
Facts on this page checked Jan 15, 2026. Sources are listed at the end.
How it works here
Medicaid, explained for Rhode Island.
Rhode Island expanded Medicaid under the ACA, so adults with income up to 138% of the Federal Poverty Level may qualify regardless of whether they have children.
Medicaid in Rhode Island provides free or very low-cost comprehensive coverage for those who qualify, and you can apply year-round — there is no enrollment window.
If you do not qualify for Medicaid in Rhode Island, a subsidized Marketplace plan through HealthSource RI is usually the next best option.
Rhode Island expanded Medicaid under the ACA, so adults with income up to about 138% of the Federal Poverty Level may qualify for comprehensive coverage year-round.
Medicaid rules in Rhode Island still depend on household size, income, and category (for example pregnancy or disability). An application through HealthSource RI or the state Medicaid agency is the reliable way to confirm.
Given Rhode Island's approximate 4.3% uninsured rate, an annual eligibility check is worthwhile whenever wages, hours, or household composition change.
Rhode Island facts
- Marketplace
- HealthSource RI
- Medicaid expansion
- Adopted
- Uninsured rate
- ~4.3%
Open enrollment 2027
When Rhode Island can enroll.
- Opens
- Nov 1, 2026
- Sun
- For Jan 1 coverage
- Check the exchange
- HealthSource RI sets this date
- Last day to enroll
- Jan 31, 2027
- Sun
Rhode Island runs its own exchange. These dates come from a secondary source (healthinsurance.org, Aug 2026). Confirm with HealthSource RI before you rely on a date. Outside this window, a qualifying life event (a move, a new baby, losing other coverage) can open a Special Enrollment Period.
Medicare is different.Medicare’s annual enrollment runs Oct 15 to Dec 7, 2026. For Medicare help, visit our sister site OLYRON Medicare or Medicare.gov.
Dates checked Oct 15, 2026. Sources: HealthCare.gov: dates and deadlines; CMS statement, Jul 27, 2026.
More in this state
Other coverage in Rhode Island.
- ACA Marketplace plansSubsidy-eligible major-medical plans sold on the exchange.
- Health sharingMember-funded medical cost sharing — not insurance.
- Short-term plansTemporary coverage to bridge a gap — limited benefits.
- MedicareOriginal Medicare, Advantage, and Medigap for 65+ and eligible.
- DentalStandalone and bundled dental coverage options.
- VisionEye exams, glasses, and contacts coverage.
- TelehealthVirtual primary and urgent care memberships.
Questions
Good questions, short answers.
Who qualifies for Medicaid in Rhode Island?
Adults with income up to about 138% of the Federal Poverty Level, plus children, pregnant women, and others who meet income rules.
Can I apply for Medicaid any time in Rhode Island?
Yes — unlike Marketplace plans, Medicaid enrollment is open year-round for those who qualify.
Did Rhode Island expand Medicaid?
Yes. Rhode Island adopted ACA Medicaid expansion, which generally opens coverage to more low-income adults.
Sources
- Medicaid.gov — federal Medicaid program information · reviewed 2026-01-15
- KFF (Kaiser Family Foundation) — health policy research · reviewed 2026-01-15
- OLYRON HealthMatch editorial methodology — how we source and rate options · reviewed 2026-01-15
Before the rush
Ready to see plans in Rhode Island?
A licensed advisor can walk through the options where you live. Free, no obligation.
- Free
- No obligation
- About 2 minutes