Health Insurance in New Jersey

Health insurance in New Jersey is available through Get Covered NJ, the state-based marketplace, along with health sharing, short-term plans, Medicare, and supplemental coverage. About 7.2% of New Jersey's roughly 9.3 million residents are uninsured. New Jersey expanded Medicaid, so low-income adults may qualify for free or low-cost coverage. Prices and plan choice vary across the state's 21 counties, so where you live matters. Use the guides below to find the right lane for your situation.

Marketplace: Get Covered NJ·Medicaid expansion: Adopted·Uninsured rate: ~7.2%·Counties: 21·Population: ~9.3M

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Frequently asked questions

Where do I buy health insurance in New Jersey?
New Jersey residents enroll through Get Covered NJ. You can also buy off-Marketplace plans, health sharing, or supplemental coverage directly.
Is Medicaid available in New Jersey?
Yes. Because New Jersey expanded Medicaid, adults under a certain income may qualify regardless of family status. Eligibility is based on income and household size.
How much does health insurance cost in New Jersey?
It depends on your age, county, plan tier, and — most importantly — whether you qualify for a subsidy. Many New Jersey enrollees pay well under $100/month after ACA premium tax credits. Use our calculators to estimate your cost.

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