New Jersey · Medicaid
Medicaid in New Jersey
Looking for Medicaid eligibility in New Jersey? Here is how this coverage lane works specifically for New Jersey residents, what it costs, and how to get it.
Facts on this page checked Jan 15, 2026. Sources are listed at the end.
How it works here
Medicaid, explained for New Jersey.
New Jersey expanded Medicaid under the ACA, so adults with income up to 138% of the Federal Poverty Level may qualify regardless of whether they have children.
Medicaid in New Jersey provides free or very low-cost comprehensive coverage for those who qualify, and you can apply year-round — there is no enrollment window.
If you do not qualify for Medicaid in New Jersey, a subsidized Marketplace plan through Get Covered NJ is usually the next best option.
New Jersey Medicaid (NJ FamilyCare) covers expansion adults and traditional eligibility groups.
Income-eligible adults enroll year-round; those above the limit are directed to Get Covered NJ for premium tax credits.
Because New Jersey is dense and high-cost, confirming in-network hospitals near you still matters even on Medicaid managed care.
New Jersey facts
- Marketplace
- Get Covered NJ
- Medicaid expansion
- Adopted
- Uninsured rate
- ~7.2%
Open enrollment 2027
When New Jersey can enroll.
- Opens
- Nov 1, 2026
- Sun
- For Jan 1 coverage
- Check the exchange
- Get Covered New Jersey sets this date
- Last day to enroll
- Jan 31, 2027
- Sun
New Jersey runs its own exchange. These dates come from a secondary source (healthinsurance.org, Aug 2026). Confirm with Get Covered New Jersey before you rely on a date. Outside this window, a qualifying life event (a move, a new baby, losing other coverage) can open a Special Enrollment Period.
Medicare is different.Medicare’s annual enrollment runs Oct 15 to Dec 7, 2026. For Medicare help, visit our sister site OLYRON Medicare or Medicare.gov.
Dates checked Oct 15, 2026. Sources: HealthCare.gov: dates and deadlines; CMS statement, Jul 27, 2026.
More in this state
Other coverage in New Jersey.
- ACA Marketplace plansSubsidy-eligible major-medical plans sold on the exchange.
- Health sharingMember-funded medical cost sharing — not insurance.
- Short-term plansTemporary coverage to bridge a gap — limited benefits.
- MedicareOriginal Medicare, Advantage, and Medigap for 65+ and eligible.
- DentalStandalone and bundled dental coverage options.
- VisionEye exams, glasses, and contacts coverage.
- TelehealthVirtual primary and urgent care memberships.
Questions
Good questions, short answers.
Who qualifies for Medicaid in New Jersey?
Adults with income up to about 138% of the Federal Poverty Level, plus children, pregnant women, and others who meet income rules.
Can I apply for Medicaid any time in New Jersey?
Yes — unlike Marketplace plans, Medicaid enrollment is open year-round for those who qualify.
Did New Jersey expand Medicaid?
Yes. New Jersey adopted ACA Medicaid expansion, which generally opens coverage to more low-income adults.
Sources
- Medicaid.gov — federal Medicaid program information · reviewed 2026-01-15
- KFF (Kaiser Family Foundation) — health policy research · reviewed 2026-01-15
- OLYRON HealthMatch editorial methodology — how we source and rate options · reviewed 2026-01-15
Before the rush
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