ACA Marketplace plans in District of Columbia

Looking for ACA marketplace health insurance in District of Columbia? Here is how this coverage lane works specifically for District of Columbia residents, what it costs, and how to get it.

District of Columbia residents buy ACA Marketplace plans through DC Health Link. These are comprehensive plans that cover the ten essential health benefits, cannot deny you for a pre-existing condition, and are the only plans eligible for income-based premium tax credits.

Because District of Columbia runs a state-based marketplace, you enroll at DC Health Link. Plans and prices are set at the county level across District of Columbia's 1 counties, so two neighbors in different counties can see different options.

District of Columbia expanded Medicaid, so if your income is low you may qualify for Medicaid instead of a subsidized plan — the Marketplace will tell you when you apply.

District of Columbia runs a state-based marketplace (DC Health Link). Residents should enroll through DC Health Link, and plan menus are set at the county level across 1 counties.

Because District of Columbia expanded Medicaid, a marketplace application may route lower-income adults to Medicaid instead of a subsidized private plan — that is usually good news for cost.

With an approximate uninsured rate near 3.0% and a population of about 0.7 million, District of Columbia shoppers should re-check subsidies each year as income and household size change.

Next step

Ready to see plans available in District of Columbia?

A licensed advisor can walk through the options where you live. Free, no obligation.

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Frequently asked questions

When is Open Enrollment in District of Columbia?
District of Columbia follows Marketplace Open Enrollment in late fall for coverage starting January 1; DC Health Link may set slightly different dates. A qualifying life event opens a Special Enrollment Period any time of year.
Are District of Columbia Marketplace plans subsidized?
Yes — premium tax credits are available based on your income and household size, and many enrollees pay under $100/month.
Do I use HealthCare.gov or a state site in District of Columbia?
District of Columbia uses DC Health Link, its state-based marketplace — not HealthCare.gov — for enrollment and most subsidy screening.

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