Skip to content

Louisiana · Medicaid

Medicaid in Louisiana

Looking for Medicaid eligibility in Louisiana? Here is how this coverage lane works specifically for Louisiana residents, what it costs, and how to get it.

Facts on this page checked Jan 15, 2026. Sources are listed at the end.

How it works here

Medicaid, explained for Louisiana.

Louisiana expanded Medicaid under the ACA, so adults with income up to 138% of the Federal Poverty Level may qualify regardless of whether they have children.

Medicaid in Louisiana provides free or very low-cost comprehensive coverage for those who qualify, and you can apply year-round — there is no enrollment window.

If you do not qualify for Medicaid in Louisiana, a subsidized Marketplace plan through HealthCare.gov is usually the next best option.

Louisiana expanded Medicaid under the ACA, so adults with income up to about 138% of the Federal Poverty Level may qualify for comprehensive coverage year-round.

Medicaid rules in Louisiana still depend on household size, income, and category (for example pregnancy or disability). An application through HealthCare.gov or the state Medicaid agency is the reliable way to confirm.

Given Louisiana's approximate 8.9% uninsured rate, an annual eligibility check is worthwhile whenever wages, hours, or household composition change.

Louisiana facts

Marketplace
HealthCare.gov
Medicaid expansion
Adopted
Uninsured rate
~8.9%

Open enrollment 2027

When Louisiana can enroll.

Opens
Nov 1, 2026
Sun
Enroll by, for Jan 1 coverage
Dec 15, 2026
Tue
Last day to enroll
Jan 15, 2027
Fri

Louisiana residents enroll at HealthCare.gov. Enroll after Dec 15 and coverage usually starts February 1. Outside this window, a qualifying life event (a move, a new baby, losing other coverage) can open a Special Enrollment Period.

Medicare is different.Medicare’s annual enrollment runs Oct 15 to Dec 7, 2026. For Medicare help, visit our sister site OLYRON Medicare or Medicare.gov.

Dates checked Oct 15, 2026. Sources: HealthCare.gov: dates and deadlines; CMS statement, Jul 27, 2026.

Questions

Good questions, short answers.

Who qualifies for Medicaid in Louisiana?

Adults with income up to about 138% of the Federal Poverty Level, plus children, pregnant women, and others who meet income rules.

Can I apply for Medicaid any time in Louisiana?

Yes — unlike Marketplace plans, Medicaid enrollment is open year-round for those who qualify.

Did Louisiana expand Medicaid?

Yes. Louisiana adopted ACA Medicaid expansion, which generally opens coverage to more low-income adults.

Sources

A father carries his baby on his shoulders at the beach, walking with his family.

Before the rush

Ready to see plans in Louisiana?

A licensed advisor can walk through the options where you live. Free, no obligation.

  • Free
  • No obligation
  • About 2 minutes

Medicare open nowACA opens Nov 1

Get matched