Skip to content

Minnesota · Medicaid

Medicaid in Minnesota

Looking for Medicaid eligibility in Minnesota? Here is how this coverage lane works specifically for Minnesota residents, what it costs, and how to get it.

Facts on this page checked Jan 15, 2026. Sources are listed at the end.

How it works here

Medicaid, explained for Minnesota.

Minnesota expanded Medicaid under the ACA, so adults with income up to 138% of the Federal Poverty Level may qualify regardless of whether they have children.

Medicaid in Minnesota provides free or very low-cost comprehensive coverage for those who qualify, and you can apply year-round — there is no enrollment window.

If you do not qualify for Medicaid in Minnesota, a subsidized Marketplace plan through MNsure is usually the next best option.

Minnesota expanded Medicaid under the ACA, so adults with income up to about 138% of the Federal Poverty Level may qualify for comprehensive coverage year-round.

Medicaid rules in Minnesota still depend on household size, income, and category (for example pregnancy or disability). An application through MNsure or the state Medicaid agency is the reliable way to confirm.

Given Minnesota's approximate 4.0% uninsured rate, an annual eligibility check is worthwhile whenever wages, hours, or household composition change.

Minnesota facts

Marketplace
MNsure
Medicaid expansion
Adopted
Uninsured rate
~4.0%

Open enrollment 2027

When Minnesota can enroll.

Most exchanges open
Nov 1, 2026
Most exchanges close
Jan 15, 2027
MNsure dates
Set by the state
Confirm before you rely on a date

Minnesota runs its own exchange. We do not have a state-specific date on file. Confirm with MNsure before you rely on a date. Outside this window, a qualifying life event (a move, a new baby, losing other coverage) can open a Special Enrollment Period.

Medicare is different.Medicare’s annual enrollment runs Oct 15 to Dec 7, 2026. For Medicare help, visit our sister site OLYRON Medicare or Medicare.gov.

Dates checked Oct 15, 2026. Sources: HealthCare.gov: dates and deadlines; CMS statement, Jul 27, 2026.

Questions

Good questions, short answers.

Who qualifies for Medicaid in Minnesota?

Adults with income up to about 138% of the Federal Poverty Level, plus children, pregnant women, and others who meet income rules.

Can I apply for Medicaid any time in Minnesota?

Yes — unlike Marketplace plans, Medicaid enrollment is open year-round for those who qualify.

Did Minnesota expand Medicaid?

Yes. Minnesota adopted ACA Medicaid expansion, which generally opens coverage to more low-income adults.

Sources

A father carries his baby on his shoulders at the beach, walking with his family.

Before the rush

Ready to see plans in Minnesota?

A licensed advisor can walk through the options where you live. Free, no obligation.

  • Free
  • No obligation
  • About 2 minutes

Medicare open nowACA opens Nov 1

Get matched