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Leaving Medicaid: Moving to a Marketplace Plan

How to avoid a gap when your Medicaid eligibility ends.

Updated Jan 15, 20261 min read3 sources

Eligibility changes happen

A raise, a new job, or a household change can end Medicaid eligibility. That transition often opens a Special Enrollment Period for Marketplace coverage.

Apply as soon as you receive a termination notice — do not wait for Open Enrollment if you have a qualifying event.

Bring the right documents

Have your Medicaid end date, income estimate, and household details ready. Update the application if income is fluctuating.

Ask whether anyone in the household still qualifies for Medicaid or CHIP even if you do not.

Next step

Ready to see plans for your situation?

A licensed advisor can walk through the options available where you live. Free, no obligation.

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Questions

Frequently asked questions

Will I get a subsidy after Medicaid?

Many people do. The Marketplace calculates premium tax credits from your expected annual income.

Can I keep the same doctors?

Only if they participate in your new plan's network — verify before you enroll.

Sources

Medicare open nowACA opens Nov 1

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