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Sharing ministry (claims HCSM status)

Altrua HealthShare, in plain facts.

A cost-sharing membership organization with program guidelines for eligible needs. Not insurance; benefits are not guaranteed like regulated insurance policies.

  • Listed — no business relationship
  • Facts checked 2026-10-15

Not insurance

At a glance

Altrua HealthShare

Listed — no business relationship
Sharing ministry (claims HCSM status)Not insurance

A long-running sharing program with published tiers and included office visits.

Price
From $136/mo (Ruby) to $356/mo (Diamond), one person. (as of 2026-10-15; source)
You pay first
Member responsibility $500 to $7,500 (unverified).
Pre-existing conditions
2–5 years depending on program (unverified).
Faith requirement
Statement of Standards (biblical ethics); no creed to sign.

Legal history: 2011: An Idaho order against Altrua was reversed by the Idaho Supreme Court. Reversed. Source: Secondary reports (source link pending verification). We show this because it may affect whether your bills are shared.

Not insurance. Payment of medical bills is not guaranteed. What that means

Visit Altrua HealthShare site(opens in a new tab)

We have no business relationship with this company. This link goes straight to its site with no tracking. How we make money

Health sharing notice

Before you decide

See it next to the alternatives.

Every sharing program, ranked for youFilter by state, budget, faith and pre-existing conditions.Health sharing vs insuranceThe seven differences that decide it.The full provider directoryEvery company, A to Z.

Profiles are editorial. We don’t publish ratings or reviews we can’t source. Prices and rules change: check the company’s current guidelines and, for insurance, a licensed advisor before you decide. Legal history is summarized from public records and linked to the source.

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