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Health care sharing ministry

Christian Healthcare Ministries, in plain facts.

A faith-based medical cost-sharing ministry with program tiers for eligible medical bills. Not insurance; membership includes a statement of faith and lifestyle standards, and pre-existing conditions are limited by guidelines.

  • Listed — no business relationship
  • Facts checked 2026-10-15

Not insurance

At a glance

Christian Healthcare Ministries

Listed — no business relationship
Health care sharing ministryNot insurance

A Christian sharing ministry with low per-unit prices and a $125k per-illness cap.

Price
From $115/mo per unit (Bronze); a family is 2–3 units. (as of 2026-10-15; source)
You pay first
$1,250 (Gold) to $6,000 (Bronze) per incident. $125k per-illness cap without CHM Plus.
Pre-existing conditions
Active conditions not shared; clears after 1 year without symptoms (5 years for cancer).
Faith requirement
Christian statement of beliefs and regular worship.

Not insurance. Payment of medical bills is not guaranteed. What that means

Visit Christian Healthcare Ministries site(opens in a new tab)

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Before you decide

See it next to the alternatives.

Every sharing program, ranked for youFilter by state, budget, faith and pre-existing conditions.CHM vs ACA MarketplaceCost, coverage and who each one fits, with sources.Health sharing vs insuranceThe seven differences that decide it.The full provider directoryEvery company, A to Z.

Profiles are editorial. We don’t publish ratings or reviews we can’t source. Prices and rules change: check the company’s current guidelines and, for insurance, a licensed advisor before you decide. Legal history is summarized from public records and linked to the source.

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