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Membership, sharing by Zion HealthShare

MPB Health, in plain facts.

A membership organization that bundles medical cost sharing with telehealth and member-support extras. Not insurance; guideline caps and pre-existing limits apply.

  • Founder-affiliated · We may earn a referral fee
  • Facts checked 2026-10-15

Not insurance

At a glance

MPB Health is never part of our rankings. Compare it with the ranked options before you decide.

MPB Health

Founder-affiliated · We may earn a referral fee
Membership, sharing by Zion HealthShareNot insurance

A membership-services company with $0 virtual care. Medical cost sharing comes from Zion HealthShare. Not insurance.

Our founder's pick · Founder is MPB Health's CTO · We may earn a referral fee if you join

Price
From $166/mo with cost sharing (Care+), one person. Essentials is $50/mo but has no medical cost sharing. (as of 2026-10-15; source)
You pay first
Member responsibility amount (MRA); Flow has 18 options from $1,500.
Pre-existing conditions
12-month look-back on Flow; Zion HealthShare phase-in rules apply where Zion guidelines govern.
Faith requirement
No faith requirement.
Where
Not open to new members in WA.

Legal history: 2026-02-05: MPB Health has no enforcement actions found. Its cost sharing is provided by Zion HealthShare, which the Washington Court of Appeals held was operating as unlicensed insurance in Washington. MPB is not offered in Washington. Source: News report (Becker's Payer) on the Feb 5, 2026 Court of Appeals ruling. We show this because it may affect whether your bills are shared.

Not insurance. Payment of medical bills is not guaranteed. What that means

Health sharing notice

Before you decide

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Profiles are editorial. We don’t publish ratings or reviews we can’t source. Prices and rules change: check the company’s current guidelines and, for insurance, a licensed advisor before you decide. Legal history is summarized from public records and linked to the source.

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