Skip to content
OLYRONHealthMatch

Providers · District of Columbia

Health sharing and coverage in District of Columbia.

Which programs take new members in District of Columbia, what they cost, and the rules that matter, in the order our published formula gives with no other answers. Health sharing is not insurance; DC Health Link is where District of Columbia residents buy Marketplace plans.

Rank them for my answersDistrict of Columbia coverage guide

Open to new members

What’s available in DC.

Ranked without payment data. Add your budget, faith preference and health answers on the matcher for an order that fits you.

Your ranked options

13 shown · ranked without payment data · how we rank

  1. #1

    ACA Marketplace plan

    Listed — no business relationship
    Insurance (ACA)

    Regulated health insurance. Covers pre-existing conditions, and you may get help paying.

    Price
    Varies by age, ZIP and income. Subsidies may lower it. (as of 2026-10-15; source)
    You pay first
    Deductible and a yearly out-of-pocket maximum set by the plan.
    Pre-existing conditions
    Covered from day one. Insurers cannot deny you or charge more for a condition.
    Faith requirement
    No faith requirement.
    Visit ACA Marketplace plan site(opens in a new tab)

    We have no business relationship with this company. This link goes straight to its site with no tracking. How we make money

  2. #2

    Samaritan Ministries

    Listed — no business relationship
    Health care sharing ministryNot insurance

    A long-running Christian sharing ministry with a strong complaint record.

    Price
    From $98/mo (REDEEM Essential); Classic from $210/mo. (as of 2026-08-01; source)
    You pay first
    Classic $1,000 per need; Basic $2,000 then 90% sharing.
    Pre-existing conditions
    Eligible after 12 months without symptoms; 5 years for cancer and heart conditions. Type 1 diabetes is not eligible.
    Faith requirement
    Statement of faith, regular church attendance and pastor verification.
    Visit Samaritan Ministries site(opens in a new tab)

    We have no business relationship with this company. This link goes straight to its site with no tracking. How we make money

    Full Samaritan Ministries profile and sources
  3. #3

    Christian Healthcare Ministries

    Listed — no business relationship
    Health care sharing ministryNot insurance

    A Christian sharing ministry with low per-unit prices and a $125k per-illness cap.

    Price
    From $115/mo per unit (Bronze); a family is 2–3 units. (as of 2026-10-15; source)
    You pay first
    $1,250 (Gold) to $6,000 (Bronze) per incident. $125k per-illness cap without CHM Plus.
    Pre-existing conditions
    Active conditions not shared; clears after 1 year without symptoms (5 years for cancer).
    Faith requirement
    Christian statement of beliefs and regular worship.
    Visit Christian Healthcare Ministries site(opens in a new tab)

    We have no business relationship with this company. This link goes straight to its site with no tracking. How we make money

    Full Christian Healthcare Ministries profile and sources
  4. #4

    Altrua HealthShare

    Listed — no business relationship
    Sharing ministry (claims HCSM status)Not insurance

    A long-running sharing program with published tiers and included office visits.

    • Track record: see legal history.
    Price
    From $136/mo (Ruby) to $356/mo (Diamond), one person. (as of 2026-10-15; source)
    You pay first
    Member responsibility $500 to $7,500 (unverified).
    Pre-existing conditions
    2–5 years depending on program (unverified).
    Faith requirement
    Statement of Standards (biblical ethics); no creed to sign.

    Legal history: 2011: An Idaho order against Altrua was reversed by the Idaho Supreme Court. Reversed. Source: Secondary reports (source link pending verification). We show this because it may affect whether your bills are shared.

    Visit Altrua HealthShare site(opens in a new tab)

    We have no business relationship with this company. This link goes straight to its site with no tracking. How we make money

    Full Altrua HealthShare profile and sources
  5. #5

    Knew Health

    Listed — no business relationship
    Medical cost sharing (not a ministry)Not insurance

    Secular cost sharing with wellness perks. Not insurance.

    Price
    As low as $178/mo. Family pricing by calculator. (as of 2026-10-15; source)
    You pay first
    IUA $1,000 / $2,500 / $5,000, up to 3 per year; no annual or lifetime limit.
    Pre-existing conditions
    Year 1 $0, year 2 $25k, year 3 $50k, year 4+ $125k.
    Faith requirement
    Secular ethical attestation.
    Where
    Not open to new members in WA, VT, IL, NY, PA, MD, CA, OR.

    Not insurance. Payment of medical bills is not guaranteed. What that means

    Visit Knew Health site(opens in a new tab)

    We have no business relationship with this company. This link goes straight to its site with no tracking. How we make money

    Full Knew Health profile and sources
  6. #6

    Liberty HealthShare

    Listed — no business relationship
    Health care sharing ministryNot insurance

    A Christian sharing ministry with low entry prices and significant legal history.

    • Track record: see legal history.
    Price
    From $89/mo (Freedom, age 35 and under); Essential $160–$221/mo single. (as of 2026-10-15; source)
    You pay first
    Annual unshared amount $1k to $12k plus co-share, by program.
    Pre-existing conditions
    1-year wait; months 13–36 up to $50k; then unrestricted (Essential/Connect).
    Faith requirement
    Statement of beliefs acknowledging Jesus Christ.
    Where
    Not open to new members in NM.

    Legal history: 2023-02-22: New Mexico issued a cease order and a $2.51M fine against Liberty HealthShare; the 10th Circuit affirmed on 2025-02-27. A Supreme Court petition (No. 25-113) was pending; a federal RICO class action survived dismissal in 2024. Source: 10th Circuit opinion. We show this because it may affect whether your bills are shared.

    Visit Liberty HealthShare site(opens in a new tab)

    We have no business relationship with this company. This link goes straight to its site with no tracking. How we make money

    Full Liberty HealthShare profile and sources
  7. #7

    Zion HealthShare

    Listed — no business relationship
    Medical cost sharing (not a ministry)Not insurance

    Secular cost sharing with published prices. Not insurance and not a ministry.

    • Track record: see legal history.
    Price
    From $114/mo for one person. Family by quote. (as of 2026-10-15; source)
    You pay first
    IUA $1,250 / $2,500 / $5,000, up to 3 per rolling 12 months.
    Pre-existing conditions
    24-month look-back. Year 1 $0, year 2 $25k, year 3 $50k, year 4+ $125k. Controlled hypertension, cholesterol and diabetes are exempt.
    Faith requirement
    No faith requirement.
    Where
    Not open to new members in WA.

    Legal history: 2023-12-19: Washington’s insurance regulator fined Zion HealthShare $50,000 and ordered it to stop selling unauthorized insurance. Upheld by the Washington Court of Appeals on 2026-02-05. Zion no longer enrolls in Washington. Source: Washington OIC. We show this because it may affect whether your bills are shared.

    Not insurance. Payment of medical bills is not guaranteed. What that means

    Visit Zion HealthShare site(opens in a new tab)

    We have no business relationship with this company. This link goes straight to its site with no tracking. How we make money

    Full Zion HealthShare profile and sources
  8. #8

    Direct Primary Care (DPC)

    Listed — no business relationship
    Primary-care membership

    A flat monthly fee for primary care. Pair it with a plan that covers big bills.

    Price
    Typically about $80–$100 per adult per month (varies by clinic). (as of 2026-10-15, unverified; source)
    You pay first
    n/a — covers primary care only, not hospital bills.
    Pre-existing conditions
    Primary care for existing conditions is included.
    Faith requirement
    No faith requirement.
    Visit Direct Primary Care (DPC) site(opens in a new tab)

    We have no business relationship with this company. This link goes straight to its site with no tracking. How we make money

    Full Direct Primary Care (DPC) profile and sources
  9. #9

    CrowdHealth

    Listed — no business relationship
    Crowdfunding (not insurance)Not insurance

    A crowdfunding platform for medical bills. Payment is not guaranteed.

    • Track record: see legal history.
    Price
    About $165/mo single under 55 (October 2026 typical: $60 fee plus a monthly "ask"). (as of 2026-10-15; source)
    You pay first
    $500 per event ($3,000 for pregnancy). Funding is not guaranteed.
    Pre-existing conditions
    Not fundable in years 1–2; up to $25k per year from year 3.
    Faith requirement
    No faith requirement.

    Legal history: The Maryland Insurance Administration issued a consumer advisory warning about the risks of CrowdHealth. Advisory only; no cease-and-desist or lawsuit found. Source: Maryland Insurance Administration. We show this because it may affect whether your bills are shared.

    Not insurance. Payment of medical bills is not guaranteed. What that means

    Visit CrowdHealth site(opens in a new tab)

    We have no business relationship with this company. This link goes straight to its site with no tracking. How we make money

    Full CrowdHealth profile and sources
  10. #10

    Solidarity HealthShare

    Listed — no business relationship
    Catholic sharing ministry (claims HCSM status)Not insurance

    A Catholic sharing program with low prices and a serious complaint record.

    • Track record: see legal history.
    Price
    From $72/mo (SHIELD); ONE from $97/mo. Families from $294. (as of 2026-10-15; source)
    You pay first
    Annual unshared amount $3k–$12k (unverified).
    Pre-existing conditions
    24-month look-back (60 months for cancer); possible permanent waivers.
    Faith requirement
    Statement of shared (Catholic) beliefs.

    Complaint record: BBB shows "Not Rated" with an alert and 157 complaints in 3 years, and members have reported bills unpaid for 2+ years.

    Visit Solidarity HealthShare site(opens in a new tab)

    We have no business relationship with this company. This link goes straight to its site with no tracking. How we make money

    Full Solidarity HealthShare profile and sources
  11. #11

    Sedera

    Listed — no business relationship
    Medical cost sharing (not a ministry)Not insurance

    Secular cost sharing with several state actions in its history.

    • Track record: see legal history.
    Price
    From $166/mo single (ages 18–29, $5k IUA). (as of 2026-03-01; source)
    You pay first
    IUA $500 to $5,000, up to 3 per year.
    Pre-existing conditions
    36-month look-back: year 1 $0, year 2 $15k, year 3 $30k, then full.
    Faith requirement
    Secular ethical beliefs.
    Where
    Not open to new members in WA, VT, PA, NM, CA.

    Legal history: 2025-03-14: California’s Attorney General announced a $1.3M settlement over health plans falsely advertised as non-insurance; Sedera is barred from California. Also faced actions in Washington (2022, $50k), Vermont (2019) and Alaska (2019, withdrawn). Source: California Attorney General. We show this because it may affect whether your bills are shared.

    Not insurance. Payment of medical bills is not guaranteed. What that means

    Visit Sedera site(opens in a new tab)

    We have no business relationship with this company. This link goes straight to its site with no tracking. How we make money

    Full Sedera profile and sources
  12. #12

    Medi-Share

    Listed — no business relationship
    Health care sharing ministryNot insurance

    The largest Christian sharing ministry, with no annual or lifetime limits.

    • Track record: see legal history.
    Price
    Quote only. Medi-Share’s own example: $362/mo at a $12k household portion. (as of 2025-10; source)
    You pay first
    Annual household portion $3k / $6k / $9k / $12k; no annual or lifetime limits.
    Pre-existing conditions
    Up to $100k per year after 36 months; $500k per year after 60 months.
    Faith requirement
    Statement of faith; a church leader may be contacted.

    Legal history: 2010: The Kentucky Supreme Court held Medi-Share was insurance under Kentucky law. Later resolved by a Kentucky safe-harbor law. Source: Insurance Journal. We show this because it may affect whether your bills are shared.

    Visit Medi-Share site(opens in a new tab)

    We have no business relationship with this company. This link goes straight to its site with no tracking. How we make money

    Full Medi-Share profile and sources
  13. #13

    OneShare Health

    Listed — no business relationship
    Sharing ministry (claims HCSM status)Not insurance

    A sharing program from the Aliera/Unity lineage. Read its legal history first.

    • Track record: see legal history.
    Price
    “As low as” $65/mo (OneShare’s own figure). (as of 2026-10-15; source)
    You pay first
    Not published.
    Pre-existing conditions
    Not published on the public page.
    Faith requirement
    Statement of beliefs.
    Where
    Not open to new members in WA, VT, WI, MD, NM.

    Legal history: 2021: Washington’s insurance regulator fined OneShare $150,000 in a consent order for selling illegal insurance; it left Washington. A related class settlement (Duncan v. Aliera) pays part of approved claims. Source: Washington OIC. We show this because it may affect whether your bills are shared.

    Visit OneShare Health site(opens in a new tab)

    We have no business relationship with this company. This link goes straight to its site with no tracking. How we make money

    Full OneShare Health profile and sources

Not in your list, and why

  • Presidio Healthcare (FortressPlan)Not available in your state.

Our founder’s pick (not part of the ranking above)

A doctor holds a video visit with a patient on a laptop.
Photo shows a model, not an MPB Health member.

MPB Health

Founder-affiliated · We may earn a referral feeNot insurance

Why our founder picks it: every individual MPB membership includes $0 virtual urgent, primary and behavioral care, there is an HSA-compatible option, and MPB publishes its starting prices.

  • Essentialsfrom $50/moVirtual care and discounts. No medical cost sharing.
  • Care+from $166/moCost sharing after your member responsibility amount, plus virtual care.
  • Directfrom $201/moAdds preventive sharing.
  • MPB Flowfrom $179/moSharing with no network.
  • MPB Flow + HSAfrom $248/moHSA-compatible option.

MPB’s published starting prices for one person, checked 2026-10-15 (source). Prices vary by age, household and member responsibility amount.

Health care sharing programs are not insurance. They are not regulated by state insurance departments, do not have to pay any medical bill, are not subject to ACA protections (essential health benefits, pre-existing condition coverage, annual and lifetime limit rules), and members do not get ACA premium tax credits for them. Members remain responsible for their own bills.

California, DC, Massachusetts, New Jersey and Rhode Island have their own coverage requirement, and you may owe a state tax penalty without qualifying coverage. Only health care sharing ministries operating since 1999 can qualify for an exemption; medical cost-sharing programs do not.

See MPB Health plans(opens in a new tab)How we make money

Compare with the ranked options above before you decide.

More listings

Care and help that serve District of Columbia.

Family with children walking a wooden boardwalk through tall grass.

In District of Columbia

Get matched close to home.

Share a few details and we’ll connect you with a licensed advisor who serves District of Columbia.

Get matchedDistrict of Columbia guide
  • Free to use
  • No account needed
  • Every card says if we earn a fee

Medicare open nowACA opens Nov 1

Get matched